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Benefits Insurance Premiums for Plan Year 2008
EMPLOYEE RATES
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Medical Insurance |
| Coverage Level |
Employee Share |
County Share |
Total |
| Employee Only |
$0 |
$596.00 / mo |
$596.00 / mo |
| Employee & Dependents |
$95.00 / mo |
$1,123.00 / mo |
$1,218.00 / mo |
| Employee & Spouse |
$115.00 / mo |
$1,123.00 / mo |
$1,238.00 / mo |
| Employee & Family |
$125.00 / mo |
$1,123.00 / mo |
$1,248.00 / mo |
Employees on unpaid FMLA pay the employee share of the premiums normally deducted from their paycheck.
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Medical Insurance For Employees on UNPAID NON-FMLA Leave |
| Coverage Level |
Employee Share |
County Share |
Total |
| Employee Only |
$298.00 / mo |
$298.00 / mo |
$596.00/ mo |
| Employee & Dependents |
$609.00/ mo |
$609.00/ mo |
$1,218.00 / mo |
| Employee & Spouse |
$619.00/ mo |
$619.00/ mo |
$1,238.00 / mo |
| Employee & Family |
$624.00/ mo |
$624.00/ mo |
$1,248.00 / mo |
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Dental Insurance |
| Coverage Level |
Employee Share |
County Share |
Total |
| Employee Only |
$5.00 / mo |
$37.00 / mo |
$42.00 / mo |
| Employee & Family |
$40.00 / mo |
$37.00 / mo |
$77.00 / mo |
Employees on unpaid non-FMLA leave pay 100% of total Dental cost.
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Life Insurance (maximum is $225,000) |
| Coverage Level |
Employee Share |
County Share |
One Times Annual Salary (rounded to the next highest thousand) |
FREE |
$0.23 / $1,000 of coverage |
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Long-Term Disability Insurance (maximum salary is $100,000) |
| Coverage Level |
Employee Share |
County Share |
60% of pre-disability salary minimum benefit is $100 per month; maximum benefit is $5,000 per month |
FREE |
$0.32/ $100 of monthly salary |
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Short-Term Disability Insurance (GWS-Gross Weekly Salary) (maximum annual salary is $52,000) (maximum benefit is $600.00 per week) |
| Employees Age Range |
Premiumm Rates |
| Under Age 29 |
$0.47 / $10 of GWS |
| 30 - 39 |
$0.24 / $10 of GWS |
| 40 - 49 |
$0.28 / $10 of GWS |
| 50 - 59 |
$0.33 / $10 of GWS |
| 60 - 64 |
$0.47 / $10 of GWS |
| 65 + |
$0.79 / $10 of GWS |
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Optional Life Insurance (Per $1,000 of Plan Value) |
| Age Range |
Premium Rate |
| Under Age 30 |
$ .06/$1,000 |
| 30-34 |
$ .08/$1,000 |
| 35-39 |
$ .09/$1,000 |
| 40-44 |
$ .10/$1,000 |
| 45-49 |
$ .16/$1,000 |
| 50-54 |
$ .24/$1,000 |
| 55-59 |
$ .45/$1,000 |
| 60-64 |
$ .67/$1,000 |
| 65-69 |
$1.31/$1,000 |
| 70 + |
$2.14/$1,000 |
| All Eligible Children |
$ .35/$5,000/month |
| *Amounts of coverage for an active employee reduce to 65% of face amount at age 65; 50% of original face amount at age 70; and, 35% of original value at age 75. Your rate increases on January 1st of the year following your birth date. |
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Vision Insurance |
| Coverage Levels |
Employee Share |
| Employee Only |
$7.91 / mo |
| Employee & Family |
$16.66 / mo |
- Lee County Human Resources
- 2115 Second Street, First Floor
- Fort Myers, FL 33901-0398
- 239-533-2245

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