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Benefits
Insurance Premiums for Plan Year 2008

 EMPLOYEE RATES

   Medical Insurance

 Coverage Level  Employee Share County Share  Total
Employee Only  $0  $596.00 / mo $596.00 / mo
Employee & Dependents  $95.00 / mo  $1,123.00 / mo $1,218.00 / mo
Employee & Spouse  $115.00 / mo  $1,123.00 / mo $1,238.00 / mo
Employee & Family  $125.00 / mo  $1,123.00 / mo $1,248.00 / mo

 

 

 

 

 Employees on unpaid FMLA pay the employee share of the premiums normally deducted from their paycheck.

    Medical Insurance
For Employees on UNPAID NON-FMLA Leave

 Coverage Level Employee Share County Share  Total 
Employee Only   $298.00 / mo  $298.00 / mo  $596.00/ mo
 Employee & Dependents  $609.00/ mo  $609.00/ mo  $1,218.00 / mo
 Employee & Spouse  $619.00/ mo  $619.00/ mo  $1,238.00 / mo
 Employee & Family  $624.00/ mo  $624.00/ mo  $1,248.00 / mo
 

 

 

 

 

   Dental Insurance

 Coverage Level  Employee Share County Share Total
 Employee Only  $5.00 / mo $37.00 / mo $42.00 / mo
Employee & Family  $40.00 / mo $37.00 / mo $77.00 / mo

 

 

 

 Employees on unpaid non-FMLA leave pay 100% of total Dental cost.

 

   Life Insurance
(maximum is $225,000)

 Coverage Level  Employee Share  County Share
 One Times Annual Salary
(rounded to the next highest thousand)
 FREE  $0.23 / $1,000 of coverage
 

 

 

 

 

 

   Long-Term Disability Insurance
(maximum salary is $100,000)

 Coverage Level   Employee Share  County Share
 60% of pre-disability salary
minimum benefit is $100 per month;
maximum benefit is $5,000 per month
 FREE  $0.32/ $100 of monthly salary
 

 

 

 

 

 

  Short-Term Disability Insurance
(GWS-Gross Weekly Salary)
(maximum annual salary is $52,000)
(maximum benefit is $600.00 per week)

 Employees Age Range  Premiumm Rates
 Under Age 29  $0.47 / $10 of GWS
 30 - 39  $0.24 / $10 of GWS
 40 - 49  $0.28 / $10 of GWS
 50 - 59  $0.33 / $10 of GWS
 60 - 64  $0.47 / $10 of GWS
 65 +  $0.79 / $10 of GWS
 

 

 

 

 

 

 

 

  Optional Life Insurance
(Per $1,000 of Plan Value)

Age Range Premium Rate
 Under Age 30  $ .06/$1,000
 30-34  $ .08/$1,000
 35-39  $ .09/$1,000
 40-44  $ .10/$1,000
 45-49  $ .16/$1,000
 50-54  $ .24/$1,000
 55-59  $ .45/$1,000
 60-64  $ .67/$1,000
 65-69  $1.31/$1,000
 70 +  $2.14/$1,000
 All Eligible Children  $ .35/$5,000/month
 *Amounts of coverage for an active employee reduce to 65% of face amount at age 65; 50% of original face amount at age 70; and, 35% of original value at age 75.   Your rate increases on January 1st of the year following your birth date.
 

 

 

 

 

 

 

 

 

 

 

  Vision Insurance

 Coverage Levels Employee Share
 Employee Only  $7.91 / mo
 Employee & Family  $16.66 / mo
 

 

 

 

 



Lee County Human Resources
2115 Second Street, First Floor 
Fort Myers, FL 33901-0398
239-533-2245